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5 Things You Should Know – Part 124

Here are 5 things you should know.

1. Wells Fargo Bank has discovered over 3 million accounts that were opened without the customer’s permission.

If you ever were a customer and you think an account may have been opened secretly under your name, you can call this hotline to find out and possibly receive a refund: 1-877-924-8697.

The scandal with Wells Fargo continues to grow, with more fake accounts being discovered, including credit cards and bill pay services. (In addition, they’re accused of ripping off auto insurance customers and small business owners.)v

2.  The reason there are policies that your dog needs to be leashed in certain areas (apartment complexes, parks, etc.) isn’t that your dog might have issues, it is because someone else’s dog might.

3. Mortgage assistance options are available if you live in an area affected by Hurricane Harvey.

Guidelines for government mortgage (Fannie Mae/Freddie Mac) allow for 6 months, or possibly more, of suspended payment forbearance plan, including suspended credit reporting and late fee waivers. At the end of the forbearance, the loan will be modified to help get back to an affordable payment schedule.

All foreclosure and evictions in affected areas are suspended for 90 days.

For private mortgages, it will be up to the individual credit unions how it will be handled.

Either way, contact your mortgage lender or servicer and let them know you are in an affected area and need assistance.

Disasterassistance.gov may also have some helpful information

4. You’re supposed to clean up your own plates and food when you’re done eating at Panera.

5. Most passenger vehicles are equipped with a “black box” (i.e. airbag control module) which holds data about your driving and is usually admissible evidence in criminal and civil court cases.

Think twice before breaking the law or speeding.


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