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5 Things You Should Know – Part 298

Here are 5 things you should know.

1. If a family member dies and debt collectors tell you that you’re now responsible for paying the deceased’s debts, they are lying. Debt does not pass to anyone else upon death.

Read this: https://www.consumer.ftc.gov/articles/0081-debts-and-deceased-relatives (the US only, check your local and state laws, also you can contact an attorney with questions).

This is a common tactic of bill/debt collectors, especially with medical bills (which a lot of people rack up in their final days). Debt does not pass to anyone else upon someone’s death. They can get paid from the estate, but, depending on your state laws, they’re usually pretty low on the order of priorities. If the estate is insufficient to pay the debt, they’re written off. Don’t get tricked by these shady bill collectors. You are not responsible for your loved one’s debt (unless you cosigned for the debt of course).

For example, see Wisconsin’s statute below:

(1)  Classes and priority. At the time of their allowance, all claims and allowances shall be classified in one of the following classes. If the applicable assets of the estate are insufficient to pay all claims and allowances in full, the personal representative shall make payment in the following order:

(a) Costs and expenses of administration.

(b) Reasonable funeral and burial expenses.

(c) Provisions for the family of the decedent under ss. 861.31, 861.33 and 861.35.

(d) Reasonable and necessary expenses of the last sickness of the decedent, including compensation of persons attending the decedent.

(e) All debts, charges or taxes owing to the United States, this state or a governmental subdivision or municipality of this state.

(f) Wages, including pension, welfare and vacation benefits, due to employees which have been earned within 3 months before the date of the death of the decedent, not to exceed $300 in value to each employee.

(g) Property assigned to the surviving spouse or surviving domestic partner under s. 861.41.

(h) All other claims allowed.

Check your state’s laws or contact an attorney if you have questions about this or any specific situation.

2. Firearm blanks are dangerous. Often portrayed as safe, blanks fired at very close range can burn, blind, deafen, or kill the person they’re pointed at.

Treat all guns as if they are loaded all the time. Always be aware of your backstop. Don’t point a gun at anyone you’re not prepared to kill.

3. Research clearly shows that in a house fire, closed doors dramatically decrease heat and CO levels, which provide trapped occupants more time for help to arrive.

Close your doors people! If you can’t sleep with a closed-door find a device to close it if there’s a fire.

4. NASA will write your name on a microchip and send it to Mars.

NASA is sending a rover to Mars in 2020 and you can have your name sent along with it. It’s part of their upcoming Mars program. All submitted names are reviewed, approved and then etched onto a microchip. The microchip is placed aboard the Mars 2020 rover, which will land on Mars in estimated 2021. You also get a cute little “boarding pass” from their website when doing so. More info can be found here and you can submit your name here.

5. Here’s how you can think good thoughts.

Positive thinking is the single most powerful energy that directly shapes our world and the reality we experience. Because of the way we see the world creates the world we see, it is important to fill the mind with positive, wholesome thoughts that inspire hope and growth. By conditioning the mind to think with positivity and open-mindedness, we eradicate the negative, harmful and stress-inducing conditions that cause us so much pain and suffering. Consequently, we create a pleasant, joyful and meaningful world that we can share with others. Below are three essential qualities that make up the core of all positive thinking minds.

1. Gratitude

It is not happy people who are grateful, but it is grateful people who are happy. Having a mind of gratitude is so essential for our mental wellbeing because it grounds our mind on the things we have, instead of being constantly discontent about the things we don’t. A mind of appreciation focuses on the positives in life, leaving no room for blame and complaints which robs us of our energy and vitality. When we practice gratitude, we start perceiving life differently, and good things start happening more frequently because we learn to acknowledge them. Happiness is a choice, and this choice begins with an appreciation for the small things in life, like having our health, having our loved ones, and having three meals a day. The more we practice gratefulness, the more we realize how much we actually have, and the happier and more fortunate we become. When we are able to maintain a grateful state of mind continually, our anxiety and dissatisfaction disappear, and we’re left with pure happiness and contentment.

2. Resilience

Resilience is another fundamental quality of a healthy mind because it is the best defense against stress and depression. A resilient mind does not fear difficulties nor setbacks because it knows it will recover and bounce back up. A resilient mind is patient and tolerant, with deep compassion underlying it’s very core. We can develop unshakable resilience by simply making one adjustment to the way we think, which is to have faith that everything happens for a reason and that all challenges and adversities arise to teach us something we need to learn. If we are able to use adversities as vehicles for spiritual development, we will no longer fear them, but instead appreciate them for the lessons they teach, and the growth they inspire. Kindness also helps us become more resilient because we desire to be strong for our friends and loved ones. The more resilience we have, the more stress and problems we can handle, the more negativity we can purify, and the more power we have to do good in this world. This is why resilience is fundamental for a strong and happy mind.

3. Think beyond yourself

Finally, having goals that are greater than ourselves is crucial for long term happiness and fulfillment because it gives our lives meaning and purpose. When the things we do serve more than just ourselves, minor problems and difficulties don’t affect us as much. In fact, we find that we are more than happy to take on added stress and responsibility because we perceive it as necessary and worthwhile. Having greater goals also broadens our vision of the world because our mind encompasses more than just ourself. Consequently, we understand our role in the universe and life will seem to flow more smoothly and pleasantly. As we embrace more and more people into our heart and mind, we develop more compassion and kindness which leads to high levels of sustained joy and contentment. This is why greater goals are so essential to long term happiness and fulfillment.

Here are some examples of positive and purifying thoughts we should exercise every day:

  1. Think of three things we are grateful for each day

  2. Develop empathy towards people less fortunate than us

  3. Practice patience when things don’t go our way

  4. Extend the love we feel for our family towards our friends and the people around

  5. Remain open-minded when listening to others

  6. Communicate to others with a calm and joyful mind

  7. When feeling moments of anger and hatred, think compassionate thoughts

  8. When feeling moments of intense greed and desire, think generous thoughts

  9. Maintain mindfulness of your thoughts and feelings and know that everything that arises will pass away

  10. Practice breathing meditation regularly

  11. When feeling overwhelmed, take a few deep breaths to stabilize the mind

  12. Take a few minutes several times each day to just do nothing, but rest, relax, recharge

  13. Every morning and night, tell yourself you are strong, important, and kind

  14. Spend less time with technology and get more in touch with nature

  15. Smile to yourself and remind yourself that everything is perfect just the way it is

  16. Respect everyone equally, regardless of gender, race, status, and age

  17. Forgive yourself and others for what has happened in the past

  18. Accept the moment for what it is, because things are this way for a reason

The world we experience is a reflection of our mind. This is why mental health and wellbeing is so crucial to having a happy and meaningful life. A mind that encompasses others, is considerate of others and wishes the best for others, is a great mind deeply rooted in kindness and compassion. Such a person lives in a beautiful, pleasant and joyful world full of friends and loved ones. More importantly, these people inspire others towards what is good and wholesome by simply being who they are. They are cherished by everyone and trusted by all. This is the greatest gift of having a positive thinking mind.

May we all inspire each other towards thinking good thoughts, and be the change we wish to see in the world.

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